Wealth creation and preservation strategies from leading financial planners
No professional adviser or planner should be without the Australian Financial Planning Handbook 2009-10. With expert and updated coverage of superannuation changes (including the 2009 Budget), major compliance issues and much more, this is an essential reference tool.

Features
• Provides in-depth practical coverage concerning superannuation, including planning tips, checklists, case studies and examples, as well as impacts on retirement planning and social security benefits
• Details the 2009 Federal Budget changes affecting financial planning eg super, retirement incomes, pensions, employee share schemes (including the Government’s final policy position announced on 1 July 2009)
• Extensively covers financial planning compliance requirements, especially the major reviews that will impact financial planners
• Provides an update on the ongoing fees debate
• Explains the issues that affect financial planning scenarios and investment structuring, with special reference to reverse mortgages, margin lending, etc
• Covers the affect on social security recipients of the change from 1 July 2009 to the definition of “assessable income” to include reportable superannuation contributions and net losses from rental property and financial investment income
• Identifies important estate planning issues
• Deals with financial planning issues specifically affecting small business owners, including succession planning
• Specifically flags important relevant developments not law as at 1 July 2009, including Bills before Parliament at that date

Benefits
• Save research time and find all your financial planning needs serviced within one easy to navigate volume
• Keep up to date with the latest developments and changes in financial planning to continue to provide compliant and accurate advice
• An indispensable guide for those new to financial planning and those studying financial planning. It includes special chapters on “Financial planning: getting started” and “The process of financial planning”
• Over 1,000 case studies, checklists, examples, practical tips and warnings of traps to avoid for financial planners – taken from the authors’ first-hand allowing you to benefit from their experience

Contents
• Financial planning process and getting started (including the 7 steps)
• Investing and finance
• Compliance
• Income tax from an investor’s view
• Superannuation and self-managed super
• FBT, CGT and GST for the investor
• Taxation planning and investment structuring
• Retirement planning
• Estate planning
• Social security
• Salary packaging & executive remuneration
• Financial planning for small business
• Family law issues relevant to financial planning
• Risk insurance
• Comprehensive tax rates and tables
• Key developments to watch for financial planners

Authors
Experienced practitioners, planners and business advisers, including:
• Money Management’s 1996, 2002 and 2004 Financial Planners of the Year
• Experts who won a contract to provide the Federal Government with extensive information on employee share ownership (including the tax consequences)
• Field specialists from RetireInvest, Millennium3 Financial Services, Grant Thornton, President Financial Services Pty Limited, McMillan Financial Planning Pty Ltd, Remuneration Strategies Group, Brett Davies Lawyers, Boyd Partners Limited, Forte Family Lawyers

The paper version features one update per year. The online version features two updates per year.

SAVE 15% when you purchase both the Australian Financial Planning Handbook 2009-10 and the Australian Superannuation Handbook 2009-10 Value Bundle.